How to Create a PayPal Account that Sends and Receive Payments in Nigeria or Ghana

If you’ve been asking yourself questions about how to open a PayPal account that sends and receive money in Nigeria or Ghana, then I’ve got solutions for you. Nigeria is among the PayPal restricted countries which means as a citizen, It will be difficult to create a PayPal account that can send and receive money. I’ve wondered how too.

In this article, I’m going to show you how to create a verified PayPal account that can send and receive money in Nigeria in just five minutes.

A lot of bloggers, creators, affiliate marketers, and internet marketers in Nigeria want to sell to global customers. Many want to receive payments from freelance sites like Fiverr.com, Upwork, and Freelance.com.

The problem is to sell to global customers from Nigeria, you need a payment gateway that the customers can pay to you to receive what they are paying for.

As a blogger, you might find it difficult to get your earnings from brands who paid you for sponsored posts or affiliate earnings.

Some musicians need PayPal to receive payments from Vevo and Apple music. Perhaps you also need PayPal to shop online.

PayPal is convenient for online shopping. If you’re like me that don’t like shopping online with my credit card to avoid unnecessary debit alerts, then you need a PayPal account.

Besides, almost 39% of websites accept payment via PayPal because, it is easy, fast, and reliable. Do you want to shop on WorriorPlus, Etsy, Clickbank, or Jvzoo, then you need PayPal for a convenient shopping experience. Perhaps you just want to get paid for your affiliate earnings, then you need this too.

But this is not easy at all to get. But don’t worry. In this article, I will be showing you how to get a verified PayPal account that can send and receive payment right here in Nigeria and how you can withdraw the PayPal funds to your bank account. Then, I’ll answer some frequently asked questions but before then let’s understand what PayPal is all about.

What is PayPal all About?

PayPal is an electronic commerce company that facilitates payments between parties through online transfers. It allows customers to create an account on their platform, which can be connected to a user’s credit card or checking account in order to complete payments.

It helps a lot in Internet transactions in the following ways.

1. Easy account opening: With just 5-10 minutes of your time, you’ll be done with opening a digital bank account with PayPal that you can use for online shopping, payment of bills, and receiving of payments either for personal or business use.

2. Send and receive money: With the help of PayPal, you can send money anywhere in the world without border restriction and the receiver receives money instantly in their account. You can also use your ATM card to pay for anything via your PayPal account anonymously without revealing any information about your ATM card.

3. Serves as a payment gateway: One good thing about PayPal is that you can use it to bill your customers directly for your goods or services either one time or recurring payment. On top of that, PayPal is completely free to use.

What are the Requirements to Open a PayPal Account in Nigeria or Ghana?

You probably have been asking this question and thought it was silly to ask. Yes, it’s good to know what is ahead so you can plan for it.

There’s nothing you don’t already have or that I will not show you how to get it. So don’t worry.

Many bloggers have written different content to tell you different requirements but not all that is required though.

Here are all the requirements to open and operate a business or personal Paypal account in Nigeria, Ghana, or anywhere.

  1. A valid email address
  2. A valid phone number
  3. Date of Birth
  4. Government-issued ID card
  5. Legal Name
  6. Legal Business Name (Business Only)

Those are requirements to open a PayPal account. At this point you must be thinking, I don’t have a registered business and need a business account, I don’t an ID card, etc.

None of those really matters because I will show you how to get a verified PayPal account even though you don’t have a “Legal Name” 😂.

Can I Receive Money From Abroad Using PayPal In Nigeria or Ghana?

Yes, you can receive money from anywhere in the world with PayPal and get credited instantly in your account. The purpose of making this post is to answer questions like this and direct you on how you can do that right here in Nigeria.

If you have friends, brothers, or relatives abroad who wants to send you money, the only way they consider is Western Union. They never think of PayPal because PayPal is not accepted in Nigeria or Ghana.

Or maybe you want to receive payment from your customers, brands, or partners abroad using PayPal and don’t know if it’s possible.

But today you’ll learn that you can accept Payment from Ghan or Nigeria from abroad using PayPal for free.

How to Open a Verified PayPal Account in Nigeria

In a digital world where everyone is online searching for what to buy or trying to sell something, easy opportunities should not be limited in some areas.

If you’ve been trying to get a PayPal account for your online business in Nigeria or Ghana and it’s not working, then you’ve been doing it the wrong way.

The reason is that if you are a Nigerian or Ghanaian, you can’t use PayPal. Yes, you can create an account with PayPal but you cannot use it to receive or send money to anyone.

Imagine the restriction not to be able to buy on sites like;

  • Fiverr
  • Jvzoo
  • Upwork
  • Clickbank

I know you’ve read other guides like the popular guide by Punch.ng. Yes, that’s the general way of creating a PayPal account in Nigeria or Ghana. But that doesn’t work.

This is how to open a normal PayPal account in Nigeria that should send and receive money.

  • Visit PayPal.com
  • Create an account
  • Choose Personal Account
  • Use your phone number
  • Verify your email
  • Link your Debit card

I’ll tell you what. You can’t get it to work that way. The truth is Nigeria is restricted to use PayPal.

Yes, following some of these guides online, you can actually create a PayPal account but the problem is, you cannot use it to receive nor send money. To what use then does it count to stress yourself opening it when it cannot send.

Also Read: How to Open a Verified Clickbank Account in Nigeria or Ghana 2020

Nigeria is an African leading country utilizing the internet for businesses and they are more likely to bear the challenges of PayPal restrictions. So, we break the code of creating a fully verified account.

How to Make Money with PayPal in Nigeria or Ghana?

It’s very easy and fast to make money with PayPal. The very first step is to get an account first and earning with it will be an added advantage.

Here are some of the top ways you can make money with PayPal in Nigeria or Ghana

1. Withdraw earnings using PayPal

With PayPal, you can be sure to start a freelance journey on Freelance.com, Fiverr.com, Upwork.com, and a host of others.

You can also use PayPal to receive your affiliate earnings from JvZoo, WorriorPlus, Fiverr, etc.

2. Sell Goods and Services

With PayPal, you can make money selling digital or physical products from the comfort of your home. You can also sell services with PayPal.

3. Become an Exchanger

You can become a big boy in a few months of advertising yourself as an exchanger. It’s risky though because a lot of people turned to scammers as a result of being exchangers. Try to be transparent and do your business to make money.

How to Withdraw Money from PayPal Account to Nigeria Bank Account?

The fact that Nigeria is restricted from using the service, calls for questions about how to get your PayPal funds in Naira.

Here’s how to Withdraw money from PayPal to your Nigeria Bank account for free.

  1. Link your Visa or debit card
  2. Link your bank account ( Optional )
  3. Verify your card with a one-time debit alert
  4. Request for Withdrawal
  5. Wait for 2-7 days for the money to land in your account

You can withdraw all your Paypal money to your Nigerian bank account in different ways, this is just one method.

That is correct. You need to know how to get your PayPal funds straight to your Nigerian bank account before opening an account.

To what purpose will it serve then when you sign up for an account and there’s absolutely no way to cash out your money in Naira? That really sucks!

Well, not to worry about it.

Buy my Complete PayPal Domination eBook and you’ll learn how to create a verified business or personal PayPal account that can send or receive money in Nigeria or Ghana.

You’ll also be learning how to make money using PayPal (People are making up to N100,000 or more per month) you too can make it that way.

Here’s what you’ll learn in my ebook

  1. How to Open a PayPal Account that sends and receive money in Nigeria or Ghana
  2. How to Make Money with PayPal in Nigeria or Ghana
  3. How to Withdraw your PayPal Money straight to Your Nigerian Bank Account
  • No VPN Required
  • No unnecessary documents required
  • Use your real name and real IP Address
  • No restriction
  • Easy Verification
  • Send and Receive Money in Nigeria without restrictions
  • Access your account without a VPN
  • LEARN and EARN for free
  • Send/Receive Funds as Goods and Services (GNS)
  • Send/Receive funds as Family and Friends (FNF)

Here are some of my recent transactions with PayPal right here in Nigeria.


So I’m telling you as an experienced creator who has used PayPal to receive payments from Fiverr.com since 2016 till dates. Received payments from sponsored posts on other of my blogs, used it to receive affiliate earnings from JVzoo, ImpactRadius from 2017 to date.

I’ve also used PayPal to withdraw all my earning in Naira so easily and made I use it to pay for my hosting accounts with Namecheap and Interserver, paid for some of the software I use such as Vidnami which helps me to create beautiful and stunning videos.

So without further delay enter your email and phone number below to get a Paypal Solution Guide.

You will be able to pay using your ATM card via Paystack if you are from Nigeria or Ghana. Kindly put a call across to me if you encounter any trouble.

Here are some of the frequently asked questions on Google.

Can I receive payment with PayPal in Nigeria?

currently, you can receive payment using Paypal using a Personal or Business account in Nigeria. However, you need a verified account to do so.

When someone pays you through PayPal How do you get the money?

Literally, you can withdraw any money someone pays into your PayPal account by requesting to send it to your local bank account. Once you receive money, you can send it out instantly in Naira.

Can you withdraw money from PayPal in Nigeria?

Yes, anyone can withdraw money with Paypal in Nigeria or Ghana straight to their bank account in different ways and I’m going to show you how in my “Complete PayPal Domination eBook.

When someone sends you money on PayPal how long does it take?

When you receive money from a friend or family or from a customer with PayPal, it will enter into your account immediately. But sometimes, PayPal will need 24 hours or more to review the transaction before it can be available for withdrawal. Click here now to get started.

Subscribe to my email list!

Join my email list to get awesome news right in your inbox so you don't ever miss any new interesting post from me that will help you earn a living online.

Thanks for subscribing. You rock

Something went wrong.

Hello, I'm Awogor Matthew. I'm a creator, Digital Marketing Strategist and part time web designer at Sendfix Digitals. I'm the owner of this blog you are reading here and I work closely with action takers to create profitable ideas that enable "us" earn a living online. The online ecosystm is big enough to create a space for you and I. So, connect with on:

Leave a Reply

Your email address will not be published. Required fields are marked *


Download a list of Hot Selling Products for Your eCommerce.

Niche selected products handpicked for your needs.
Chat with Awogor
Awogor MatthewWhatsApp

Live Video Course Teaches
You How To Start a Profitable
Blog from Srcatch!

A step by step blogging training for beginners.